Know the Market: Essential Property News & Tips Inside

Know the Market: Essential Property News & Tips Inside




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Budget-friendly kerb appeal hacks that sell homes

Making a Memorable First Impression

When selling your home, the first thing buyers notice is the exterior. You don’t need a full renovation to make a striking impression. Simple, budget-friendly improvements can enhance your home’s kerb appeal, helping it stand out in a competitive market.

1. A fresh coat of paint on the front door

Your front door is a key feature buyers see first. A new coat of paint can transform its look instantly.

What to do:

  • Clean the door thoroughly before painting to avoid dust affecting the finish.
  • Choose weather-resistant paint and a bold, tasteful colour like navy, charcoal, or deep red.

2. A tidy garden makes an impression

Even a small garden can create impact if well-maintained. Simple care gives a welcoming feel.

What to do:

  • Mow the lawn, trim hedges, and remove weeds.
  • Add flowers in pots or borders for colour.
  • Keep outdoor furniture tidy – a neat bench or chair is inviting.

3. Add lighting for ambiance and security

Good lighting enhances the look of your home and provides safety.

What to do:

  • Use solar lights along paths or driveways.
  • Install wall lanterns or string lights for a cosy garden atmosphere.

4. Keep windows and gutters clean

Clean windows and gutters signal a well-maintained property.

What to do:

  • Use glass cleaner for sparkling windows.
  • Clear gutters and drainpipes, especially after rain.

5. Revamp the letterbox and house numbers

Small details matter – modern updates give a fresh, cohesive look.

What to do:

  • Install a modern letterbox that complements the door.
  • Update house numbers with clear, bold typography.

6. Create a welcoming path

The front path should invite buyers in and connect to the garden.

What to do:

  • Pressure wash driveways or paths to remove moss and dirt.
  • Add small plant pots along the edges to frame the path.

7. Frame your windows with greenery

Window boxes or hanging baskets can add personality and charm.

What to do:

  • Choose low-maintenance, weather-resistant plants like geraniums, begonias, or petunias.
  • Regularly check for dead leaves or plants to keep boxes neat.

Small changes, big impact

Enhancing kerb appeal doesn’t require a large budget. Simple updates like painting, planting flowers, and adding lighting create a welcoming exterior that helps buyers imagine themselves at home.

Want more advice on selling your home quickly and for the best price?

Get in touch today, and let’s make your home irresistible to buyers!



What landlords look for in great tenants

Finding the right rental home can feel competitive. While location and budget top your priorities, landlords are quietly running their own “wish list” in the background. Understanding what they value can give you a real edge when you apply. Here’s what turns a good applicant into a great tenant from a landlord’s point of view.

1. Reliability is king
Landlords want to know the rent will arrive on time, every time. This isn’t just about financial stability—it’s about trust. If you have a history of timely payments, highlight it. A strong reference from a previous landlord or a steady employment record can instantly put you ahead of other applicants.

2. Respect for the property
A home is more than four walls to a landlord—it’s an investment. Tenants who look after it as if it were their own are gold dust. Small signs make a difference: removing shoes during a viewing, showing care when discussing furnishings, or asking about maintenance procedures signal you’ll treat the place well.

3. Good communication
Issues happen—boilers break, taps leak—but how you handle them matters. Landlords value tenants who report problems promptly and politely, rather than letting them escalate. Clear, courteous communication builds a partnership where both sides benefit.

4. Stability and commitment
If you’re planning to stay for more than a year, say so. Longer tenancies mean fewer void periods for landlords and more security for you. Mentioning your future plans during a viewing can quietly reassure them you’re not a short-term gamble.

5. Positive references
Glowing references from previous landlords or employers carry huge weight. They tell a story that paperwork alone can’t about your character, your reliability, and your respect for agreements.

6. A little preparedness goes a long way
Arriving at a viewing with your documents ready—like ID, proof of income, references—speeds up the process. It also shows you’re organised, serious, and ready to move.

Why it matters
Great tenants make a landlord’s life easier and their investment more secure. By showing you’re dependable, respectful, and easy to work with, you’re not just applying for a home—you’re presenting yourself as the perfect match.

Stand out, be the tenant landlords remember.

Contact us today to get started.

 



From valuation to completion: Understanding the selling timeline

Clarity from the Start: Your Step-by-Step Home-Selling Timeline

Selling your home is more than just accepting an offer – it’s a process with several stages, each one important to getting the outcome you want. Understanding what happens, when, and why can make the journey smoother and less stressful, especially if it’s your first time or if it’s been a while.

Here’s a clear, step-by-step look at the typical selling timeline from the moment you invite an agent over to the day you hand over the keys.

1. Valuation and Setting the Price
It all starts with a market appraisal. Your agent will assess your property’s condition, layout, and location, while reviewing recent local sales. This isn’t just about numbers – it’s about understanding what today’s buyers are looking for and how your home fits.
After the valuation, you’ll agree on a pricing strategy – this might mean marketing slightly below to drive competition or aiming higher if demand is strong.

2. Preparing Your Home for Sale
Presentation matters before your property hits the market. This may include decluttering, a bit of touch-up painting, and small fixes. Your agent will often arrange professional photography and floorplans to make your listing stand out online. Tidy gardens, sparkling kitchens, and neutral spaces tend to get more clicks and more viewings.

3. Launching Your Property
Once your home is listed on portals like Rightmove and Zoopla, the first week is crucial. This is when you’ll get the most attention. Viewings are booked, feedback is gathered, and you’ll start to get a sense of the market response.

4. Receiving and Negotiating Offers
Your agent will manage offers, verify buyers’ financial positions, and help you assess not just the amount offered but also the strength of the buyer – are they chain-free? Mortgage-approved or cash?
Once a deal is agreed, you move to Sold Subject to Contract (SSTC).

5. Conveyancing and Surveys
After an offer is accepted, the legal process begins. You’ll instruct a solicitor to handle the paperwork, and the buyer will organise surveys and mortgage valuations. Your agent will stay involved to help move things along and resolve any issues.

6. Exchange and Completion
Once contracts are exchanged, the sale becomes legally binding. A completion date is agreed, usually 1–4 weeks later. This is when you’ll vacate the property, hand over the keys, and funds are transferred.

A Smoother Move, With the Right Guide
Selling a home doesn’t need to be a guessing game. With the right support and clear steps in place, the process becomes less daunting and more manageable.

Ready to start your selling journey? Let us guide you from first step to sold.



Is it worth paying off your mortgage early?

Paying off your mortgage early is an attractive goal for many homeowners. The idea of becoming debt-free, eliminating monthly repayments, and achieving financial freedom sounds tempting. But is it always the best choice? While there are clear benefits to paying off your mortgage ahead of schedule, it’s important to weigh those against potential drawbacks.

The Benefits of Paying Off Your Mortgage Early

  • Freedom from Debt: The most obvious benefit is freedom from debt. Once your mortgage is paid off, you no longer have monthly repayments, which can significantly reduce financial stress and give you greater peace of mind.
  • Save on Interest: By paying off your mortgage early, you can save on interest payments. Mortgages typically span 25 years or more, so the longer you have a loan, the more you’ll pay in interest. Paying off your mortgage early reduces the total interest you owe, resulting in significant savings.
  • Build Equity Faster: Paying down your mortgage increases the amount of equity you have in your home. This is especially helpful if you plan to sell or refinance in the future, as it increases your ownership stake.
  • Increased Financial Flexibility: Once the mortgage is paid off, you’ll have more disposable income for other goals, such as saving for retirement or investing. Without a mortgage, your cash flow becomes more flexible, allowing you to take on new opportunities.

The Drawbacks of Paying Off Your Mortgage Early

  • Missed Investment Opportunities: Instead of putting extra money toward your mortgage, you could invest it in stocks, pensions, or other higher-yield options. If these investments earn more than your mortgage interest rate, you could miss out on greater financial growth.
  • Impact on Cash Flow: Making additional mortgage payments can affect your short-term cash flow, especially if it means sacrificing other priorities like building an emergency fund or saving for retirement. Ensure you’re not putting yourself at financial risk.
  • Loss of Tax Benefits: Some homeowners benefit from tax deductions on mortgage interest, particularly if self-employed or earning higher incomes. Paying off your mortgage early may mean losing these tax advantages.

Is It the Right Move for You?
The decision depends on your financial goals and personal situation. Consider factors like your mortgage rate, available savings, and investment options. For homeowners with high-interest loans, paying off the mortgage early may be advantageous, while those with low rates might prefer to invest their money elsewhere.

Paying off your mortgage early can provide peace of mind and save on interest payments, but it’s not always the best financial choice. Consider the opportunity costs, your financial flexibility, and other long-term goals before making the decision. Consulting with a financial advisor can help you make the best choice based on your circumstances.

Wondering if paying off your mortgage early is right for you? Contact us today for personalised advice on your financial goals